Women's Health Goulburn North East
Women's Health Goulburn North East

57 Rowan Street, Wangaratta, 3677
Tel 03 5722 3009 | Fax 03 5722 3020
Email whealth@whealth.com.au

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Economic Empowerment

Women’s Health Goulburn North East recognizes that economic empowerment for women is crucial to achieving gender equity. We lead the way in working to improve the financial wellbeing and capacity of women, through research, training, and resources.

Financial Assistance

Women’s Health Goulburn North East was the first women’s health service in Australia to implement a specific No Interest Loans Scheme (NILS) for women exiting family violence, in addition to our General NILS scheme for women on low incomes.

Since 2007, WHGNE have written over 259 loans for a total of $355,000. Women have used these loans not only for essential household items but also for cataract operations, breast prosthesis, dental work and tools for setting up their own businesses!

NILS is a vital tool for early intervention and financial capacity building for women experiencing economic disadvantage. It gives women the opportunity to review their bank statements and debt with the assistance of the NILS project worker and can build financial understanding and confidence.

For more details on concessions and grants that you may be entitled to go to Financial Services and Concessions Information Sheet:

Resources Developed

In 2012, WHGNE applied for funds from the Ian Potter Foundation to address the hidden issue of financial abuse – and raise awareness of financial abuse a s a form of family violence.  Keep Your Boat Afloat resulted in the development of a number of resources:


This report  Living on Longer on Less: Women and superannuation  (LLOL) is a partnership project with Women’s Health in the North (WHIN) . this project researched the experiences of women aged over 55 – from diverse backgrounds across metropolitan and rural areas – to explore how they plan to pay for their own care as they age. The LLOL Report – which includes recommendations and a foreword from the sex discrimination Commissioner, and recommendations from the Australian Institute of Superannuation Trustees -  encourages the federal government and major corporations to address the financial inequity currently faced by women.


Tools for Change: Women and Financial Capability (TforC) aimed at supporting women to regain their financial independence after family violence. Female volunteer mentors were recruited, trained and supported by WHGNE, to journey alongside women exiting, or planning to exit, family violence.

WHGNE contracted Kathy Landvoght (Good Shepherd Youth and Family Services) to complete a literature review -  ‘Domestic Violence, Financial Capability and Developing a Mentoring Response’ - which provided an overview of policy, research and practice. This drew out implications for the design of the TforC program, and provided the basis for the development of a suite of resources and training packages.